Fikri, Fikri and Masse, Rahman Ambo and Semaun, Syahriyah and Wahidin, Wahidin and Basri, Rusdaya (2018) Risks of Multi-Contract in Sharia Financial Institutions, Indonesia. In: 2018 3rd International Conference on Education, Sports, Arts and Management Engineering (ICESAME 2018).
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Abstract
The objective of this study was to explore multi-contracts on Sharia Financial Institutions which mainly consist of two problems: 1) products of Sharia Financial Institutions which are related to multi-contracts; and 2) risk accountability of multi-contracts on Sharia Financial Institutions. The approach used wasa descriptive-qualitative approach and the subjects were the costumersof Sharia Financial Institutions. The data were obtained through direct observations and semi-interviews in Sharia Financial Institutions with the employees’ activities. The results showed thattheproducts of Sharia Financial Institutions related to multi-contractsin the DSN-MUI fatwa include musyarakah mutanaqishah, financing takeover, and sharia credit card. Every transaction in multi-contracts has a risk. Moreover, the risk is to be held accountable by all the partiesinvolved in the contract, and also risk accountabilityoccurs due to the customers’ negligence of their obligations.
| Item Type: | Conference (Paper) |
|---|---|
| Uncontrolled Keywords: | Accountability, Risk, Multi-Contracts, Costumers, Sharia Financial Institutions |
| Subjects: | 14 ECONOMICS > 1402 Applied Economics > 140207 Financial Economics |
| Depositing User: | Subhan Saleh |
| Date Deposited: | 18 May 2020 03:14 |
| Last Modified: | 26 Oct 2020 22:04 |
| URI: | https://repository.iainpare.ac.id/id/eprint/1304 |
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